Executive Board

Mikael Kärrsten

Group CTO


Mikael K


Mikael KärrstenGroup CTO
Joined Tryg2022
Joined the Executive Board2023
EducationMaster in Business Economics
Career2023 - : Group CTO (Chief Technical Officer)
2022 – 2023 : PPU Director, Tryg
2018 – 2022 : Chief UW Officer, RSA Scandi
2016 – 2018 : UW Director Trygg Hansa
2015 – 2016 : UW Director Codan A/S
2012 – 2014 : Commercial UW Director, RSA Scandinavia
2012 : Nordic Head of Portfolio Management Commercial Motor CL, RSA Scandinavia
2006 – 2012 : Various positions, If P&C, Sweden
2004 – 2005 : Financial Consultant, Capto Financial Consulting
2001 – 2004 : Underwriter & Product Area Manager, Sirius International Re
Board seats, ChairTryg Livsforsikring A/S
Board seats, memberTrafikförsäkringsföreningen
ExperienceMikael Kärrsten has extensive experience from insurance management, particularly within the technical field, including portfolio management, case underwriting, pricing and product management. Over the past 15+ years he has held management positions within underwriting, both in commercial and personal lines. Before joining Tryg as part of the acquisition of Trygg-Hansa and Codan Norway in April 2022, he held positions as Underwriting Director for Trygg-Hansa (2016-2018) and Chief UW Officer for RSA Scandinavia (2018-2022). In RSA Scandinavia, Mikael was one of the key architects of the insurance technical excellence programme that gained RSA Scandinavia in general and Trygg-Hansa in particular a competitive edge through in-depth portfolio understanding and proactive action management. This experience was brought into Tryg when Mikael joined the company as PPU (price, product and underwriting) Director, and in 2023 Mikael join the Executive Board of Tryg.
CompetenciesMikael Kärrsten’s key competencies include management, case underwriting, pricing, profitability, analytics, portfolio management and product development. Mikael Kärrsten is a commercially oriented, technical insurance executive with a strong strategic focus as well as focus on setting and achieving ambitious goals. Having spent two decades within insurance, he has an understanding of most insurance activities and has the ability to connect dots and simplify complex issues and generate results through proactive leadership.
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